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cost centers general expenses

Office Supplies

Courier Expenses - Overnight deliveries

Printing Costs

Fax Communications


Cleaning Services

Energy Saving

Fleet Management

Travel expenses

Waste Management

Building Costs Management

Spend Management - Purchasing

finance costs

Finance Costs

Capital and Operating Expenditure

Tax costs

Accounting & Cash Management

Start-up costs

Outsourcing activities

Labor costs
IT capex opex

Internet spending

Operation - Maintenance costs

Software Development cost

IT asset management

IT Capex and Opex

Document automation

IT Governance spending

IT Offshore operations

Open Source expenses

ERP Development expenses
CRM Development expenses

Outsourcing operations



Storage - San costs

Telecom spending


VPN costs

Mobile Wifi 2G 3G communications

Operational Capex / Opex

Management costs

Operational Costs




Call-center expenses

Logistics & Supply Chain expenses

Maketing spending

Production operations expenditures

Packaging expenses
Freight costs

Why It Pays to Put Capital Expenditures on Your Business Card

Upgrading your computer network? Looking to replace your copier or other piece of equipment? Need another cash register for your checkout counter? Then you're facing a capital expense common to many small businesses.

Once you've decided to make the investment, the next step is to determine how you’re going to pay for it. Using your business card can be an increasingly beneficial way to pay for capital expenses such as office equipment or business-to-business goods and services.

Review the following benefits of using a business card for a capital expense to determine if it makes sense for you.

Earn reward points
The ability to receive award bonuses - through programs such as the Membership Rewards® program or Delta SkyMiles can be a powerful incentive to put your capital purchases on your business card. The points or miles you accumulate through these qualified purchases can be turned into travel rewards you can use for your business, merchandise that can be used as incentives for your employees, or other rewards. Another option is to use a cash-back card such as the American Express Blue Cash® for Business Credit card to earn money back on your purchases and reduce their overall cost.

Get exclusive savings
Using your business card may net you savings with certain vendors through exclusively negotiated partnerships between your card provider and the vendor.For example, through the OPEN SavingsSM program, Cardmembers save at AT&T, FedEx®, Hertz®,1-800-FLOWERS.COM® and more when they use their Business Card. No coupons or codes are needed and the savings are in addition to other discounts your business may already receive.*

Track your spending
Payments made on a business card are captured electronically, which helps make them easier to track. Expenses can be viewed online as they occur, or you can use expense reports such as American Express' Expense Management Reports to view charges and help you with expense projections and cash management. At tax time, these reports can be used to help ensure you are able to take your deductions.

Broaden your supplier choices
No business wants to pay more than it has to for equipment. Using a business card to make equipment purchases can potentially broaden your supplier base. You can use the Internet to find out which suppliers offer the best prices or the best delivery terms, then use your card to buy through their Web sites.

Extend your payments
No business wants to pay more than it has to for equipment. Using a business card to make equipment purchases can potentially broaden your supplier base. You can use the Internet to find out which suppliers offer the best prices or the best delivery terms, then use your card to buy through their Web sites.

When you use a business credit card, you have the flexibility to pay your bill immediately or extend it over time. This can be a boon to cash flow, allowing you to float payments over several months so a large capital expense doesn't take too big a chunk out of your cash reserves.

These are five important reasons to consider putting capital expenditures on your business card. You may wish to keep a separate business card for this purpose, selecting the one with the specific product features you want for capital expenditures. For example, if you want the option to extend payments, choose a card with a line of credit.

source : American Express




Cost Cutting Actions - Cost Savings Measures

● Office supplies cost saving measures
● Courier expenses & Overnight deliveries Costs saving measures
● Printing Cost Saving solutions & tips
● How to cut the costs of your fax system
● Printers & Photocopiers cost saving Solutions
● Cleaning cost savings suggestions
● How to cut energy costs - Energy Cost Savings Initiatives
● How to cut office Costs
● Fleet Management cost saving opportunities
● Environmental Management - Waste Reduction Measures
● Building management and control systems costs saving examples
● Purchasing & Spend management Cost cutting & cost savings solutions
● How to track costs and optimize accounting costs
● Defending budgets with Activity-based Costing and Management ABC/ABM
● Capital and Operating Expenditure (Capex / Opex)
● How to optimize the Return on Investment ?
● Finance and Cash Management cost savings Measures
● Operational Costs Cost cutting Initiatives
● How to reduce the labour costs ?
● How to Dramatically increase employee productivity?
● Internet cost savings solutions
● IT operation and maintenance cost savings measures
● IT Software Developement Cost cutting measures
● IT Asset Management - Upgrades and Migration, Data Sharing and Integration Cost Cutting measures
● IT ROI - Return On Investment on Information Technology Opex / Capex
● Document Automation cost cutting solutions
● IT Outsourcing & IT Offshore initiatives
● Open Source cost Saving solutions
● ERP - Database - Data Warehouse - Cost Cutting
● Cost Saving Solutions
● CRM (Customer Relationship Management) Cost savings measures
● IT Outsourcing & IT offshore initiatives
● Security cost saving techniques
● STORAGE - SAN - NAS cost saving suggestions

● Bringing the costs and pricing of telecommunication down
● VoIP - Voice over IP Cost Cutting solutions
● VPN - Virtual Private Network cost savings measures
● Mobile - GSM - UMTS - WiFi - RFID - Satellite cost cutting solutions
● Enterprise Management cost cutting applications
● E-procurement cost saving solutions
● How to cut the Sourcing costs costs - Sourcing cost saving measures
● Call Center & Contact Center cost saving solutions
● Supply Chain Management cost cutting opportunities
Marketing cost saving measures
● Production Cost Savings measures
● How to reduce the Packaging Costs
● How to reduce the Freight costs
● How to reduce travel costs ?
● Cost cutting techniques for manufacturing companies
● Fleet Cost Reduction
● Office cost cutting tips
● How to reduce the labour costs
● How to Cut HR Costs
● Cutting cost hospital initiatives
● Cutting The Logistic Costs
● Cheap airfare Cheap ticket low cost flight
Cost saving purchasing to management
● Truck fleet money saving ideas
● Cost saving suggestions for safety
● Cutting ink costs
● Call Centers Cost Cutting suggestions
● Airline ticket saving ideas
● how to cut telecom costs with VoIP

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